Close your checking and savings accounts and open new accounts. Put stop payments on appropriate outstanding checks. If you have checks stolen or bank accounts set up fraudulently, contact the institution to report the crime. Keep the phone number of your fraud investigator handy and give it to creditors and others who require verification of your case.įinancial Institutions. Provide any documentation that you have collected. Report the crime to police with jurisdiction in your case. Monitor your accounts closely for any further fraudulent activity. Contact all creditors immediately with whom your name has been used fraudulently - by phone and in writing. Ask that your account include a statement referencing the possibility of fraud.Ĭreditors. It is important to keep a detailed account of conversations you have with authorities and financial institutions.Ĭredit Bureaus. Immediately call the fraud units of the three credit reporting companies - Experian, Equifax and Trans Union. If you suspect fraud, it is important to act quickly to minimize potential damage and your own liability. IDENTITYTHEFT.GOV Identify Theft ResourcesĬredit bureaus must provide free copies of credit reports to victims of identity theft. Learn more about protecting yourself from identity theft. Review the information on these pages to learn how to protect your personal and financial information. We've provided the following information as a courtesy to help protect you from identity fraud and other criminal activities. There are simple precautions that will keep your identity safe. Don't become identity theft's next victim Once this information is obtained, the thieves will assume or take on your identity, allowing them to illegally purchase items or obtain credit. Identity theft can occur when an individual obtains personal information, such as your social security number, date of birth, address, and financial account numbers. The rate of identity theft-related fraud continues to rise every year. Protecting Your Identity, Your Privacy, and Your Money Click here for complete Terms and Conditions. If you suspect identity theft, or if your personal information becomes compromised, we will assign you to a professional Recovery Advocate who will complete the recovery work on your behalf, report progress along the way, and be there for you until your good name is restored – no matter how long it takes! This service extends to cover all named account holders. Radiant Credit Union is delighted to provide identity theft recovery services to all members at no cost. After a while, some people give up, leaving them to contend with the aftermath of identity theft for years to come, including fraudulent bills, collections activity, damaged credit and even criminal records. Restoring your identity on your own can be time-consuming and stressful. It can happen to anyone-regardless of your age and income, where you live, or how careful you are. Rampant data breaches, affecting millions of records, are putting consumers at great risk of identity theft. Identity theft is consistently the number one complaint to the Federal Trade Commission. Think you don’t need identity theft protection? Think again. If you have any questions regarding your eligibility for membership in Radiant Credit Union, please contact us.Protect Yourself | ID Theft Resources | Credit Bureaus | Fraud Victims."Immediate family member" is defined as a spouse, child, sibling, parent, grandparent or grandchild this includes step-parents, step-children, step-siblings, and adoptive relationships. You are an immediate family member of a current member.You are the spouse of a person who died while within the field of membership of Radiant Credit Union.Alachua, Bradford, Citrus, Clay, Columbia, Dixie, Gilchrist, Hamilton, Lafayette, Lake, Levy, Marion, Putnam, St.Incorporated and unincorporated organizations located in or maintaining a facility in the rural district comprised of: Persons participating in programs to alleviate poverty or distress which are located in the rural district comprised of: Persons who live, work (or regularly conduct business in), worship, attend school, or participate in associations headquartered in the rural district comprised of:
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |